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SBI Card

IRCTC SBI Platinum Card: rewards, caps and changes

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Recent changes

• CutSBI Card· since 1 April 2026

  SBI Card caps statement-credit redemption at 60,000 points a month

  Redeeming reward points as statement credit is now limited to 60,000 points per card per calendar month, in multiples of 4,000 points. Air India SBI Signature and the PhonePe SBI cards are exempt.

  Applies across SBI Card's cards

  Source: SaveSage

• New feeReportedSBI Card· since 1 November 2025

  SBI Card adds 1% fee on education via apps and on wallet loads

  SBI Card charges 1% on education payments made through third-party apps such as CRED or MobiKwik, while paying the school or college directly stays free. Wallet loads above ₹1,000 also attract a 1% fee.

  Applies across SBI Card's cards

  Source: Upstox News