Cardfare / What changed / Reported: Amex Membership Rewards points to stop pooling across cards

Reported: Amex Membership Rewards points to stop pooling across cards

Live From A Lounge reports, from cardmember emails, that from 11 October 2026 each proprietary Amex card's Membership Rewards balance will be kept separately, with no transfers between cards. Amex India hasn't published this on its website, and its current Membership Rewards terms still allow linking cards to pool points.

Reported by Live From A Lounge. American Express hasn't published this on its own site yet, so treat it as unconfirmed.

Cards affected

Applies across American Express's credit cards.

Source

From October 11, if a cardmember holds two or more proprietary American Express Cards, the Membership Rewards points earned on each card will be maintained separately.

Live From A Lounge

Cardfare summarises public announcements. The bank's current terms are final. Spotted a mistake? Tell us.

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