Cardfare / Cards / FLIPKART AXIS BANK Credit Card
FLIPKART AXIS BANK Credit Card: rewards, caps and changes
What this card earns where, the caps that stop it, and what changed recently. Rates in the "Worth" column value one rupee of cashback at ₹1 (auto-credited to card statement).
What it earns
| Where | Rate | Worth | Conditions | Source |
|---|---|---|---|---|
| Myntra | 7.5% back | 7.5% | Myntra cashback capped at ₹4,000 per statement quarter Min. ₹100 per transaction | Terms |
| Flipkart | 5% back | 5.0% | Flipkart cashback capped at ₹4,000 per statement quarter Min. ₹100 per transaction | Terms |
| Cleartrip | 5% back | 5.0% | Cleartrip cashback capped at ₹4,000 per statement quarter Min. ₹100 per transaction | Terms |
| Swiggy | 4% back | 4.0% | Min. ₹100 per transaction | Terms |
| Uber | 4% back | 4.0% | Min. ₹100 per transaction | Terms |
| PVR INOX | 4% back | 4.0% | Min. ₹100 per transaction | Terms |
| FITPASS | 4% back | 4.0% | Min. ₹100 per transaction | Terms |
| Everything else | 1% back | 1.0% | Min. ₹100 per transaction | Terms |
| Bills & utilities | No rewards | 0% | — | Terms |
| Mobile & broadband | No rewards | 0% | — | Terms |
| Education fees | No rewards | 0% | — | Terms |
| Rent | No rewards | 0% | — | Terms |
| Wallet loads | No rewards | 0% | — | Terms |
| Tax & government | No rewards | 0% | — | Terms |
| Insurance premiums | No rewards | 0% | — | Terms |
| Jewellery | No rewards | 0% | — | Terms |
| Fuel | No rewards | 0% | — | Terms |
Recent changes
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New feeAxis Bank· since 28 August 2026
Axis raises top late-payment fee to ₹1,300
The late fee for outstanding balances above ₹50,000 rises to ₹1,300, while lower slabs are unchanged. Payments are now applied first to fees and taxes, then EMIs, interest, purchases and cash advances.
Applies across Axis Bank's cards
Source: Business Standard
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CutAxis Bank· since 1 October 2025
Axis forfeits unredeemed points 30 days after card closure
Axis can forfeit unredeemed EDGE Reward Points or EDGE Miles 30 days after a card is closed, or once the minimum due has been outstanding for more than 90 days. Redeem before closing the card.
Applies across Axis Bank's cards
Source: Live From A Lounge
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Benefit changeReportedAxis Bank· since 20 June 2025
Flipkart Axis adds 7.5% on Myntra but caps cashback and drops lounges
Myntra cashback went up to 7.5%, while Myntra, Flipkart and Cleartrip cashback each became capped at ₹4,000 per statement quarter. Complimentary lounge access was removed from the card.
Cards: FLIPKART AXIS BANK Credit Card
Source: Live From A Lounge
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UpdateAxis Bank· since 20 June 2025
Axis defines reward exclusions by spend category instead of MCC
Axis now decides which spends are excluded from rewards, fee waivers and milestones using its own spend-category labels (Utility & Telecom, Rent, Wallet, etc.) rather than 4-digit merchant category codes. Axis said the list of excluded categories itself did not change.
Applies across Axis Bank's cards
Source: Live From A Lounge