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IDFC FIRST Bank

IDFC FIRST Ashva: rewards, caps and changes

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Recent changes

• BetterIDFC FIRST Bank· since 9 September 2026

  IDFC FIRST removes forex markup on all credit cards

  All IDFC FIRST credit cards, existing and new, now carry zero forex markup with no spend condition or upgrade needed. Reports conflict on whether most cards stop earning points on international spends from 26 October 2026; the bank's 18 September release said rewards continue as per each card's features.

  Applies across IDFC FIRST Bank's cards

  Source: Business Standard

• CutIDFC FIRST Bank· since 18 June 2026

  IDFC FIRST points now expire after 24 months; movie offer needs spend

  Reward points now expire 24 months after credit (existing balances stay valid until July 2028), points stop beyond the credit limit each cycle, and the buy-one-get-one movie offer needs ₹20,000 of spend in the previous calendar month. On FIRST Select, 10X on dining, travel and international now applies from the first transaction.

  Cards: IDFC FIRST Select, IDFC FIRST Wealth, IDFC FIRST Millennia, IDFC FIRST Ashva, IDFC FIRST Mayura

  Source: IDFC FIRST Bank – cardholder communication

• CutReportedIDFC FIRST Bank· since 18 January 2026

  IDFC FIRST Ashva and Mayura cut international rewards to 5X

  Ashva and Mayura now earn 5X on international spends instead of 10X. The 10X rate returns only after ₹20,000 of eligible spend in a billing cycle.

  Cards: IDFC FIRST Ashva, IDFC FIRST Mayura

  Source: Upstox News

Live offers for this card

• AmazonIDFC FIRST Bank· until 30 September 2026

  10% off up to ₹3,250 on ₹10,000+ · card EMI only

  10% instant discount up to ₹3,250 on IDFC FIRST Credit Card EMI

  Offer terms · verified 23 Sept 2026

• EaseMyTripIDFC FIRST Bank· until 30 September 2026

  12% off up to ₹2,000 on ₹3,500+ · card EMI only

  12% off domestic flights with IDFC FIRST credit card EMI · Code IDFC3EMI

  Offer terms · verified 24 Sept 2026

• EaseMyTripIDFC FIRST Bank· until 30 September 2026

  10% off up to ₹6,000 on ₹10,000+ · card EMI only

  10% off international flights with IDFC FIRST credit card EMI · Code IDFC3EMI

  Offer terms · verified 24 Sept 2026