Cardfare / Cards / IDFC FIRST Classic
IDFC FIRST Classic: rewards, caps and changes
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Recent changes
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BetterIDFC FIRST Bank· since 9 September 2026
IDFC FIRST removes forex markup on all credit cards
All IDFC FIRST credit cards, existing and new, now carry zero forex markup with no spend condition or upgrade needed. Reports conflict on whether most cards stop earning points on international spends from 26 October 2026; the bank's 18 September release said rewards continue as per each card's features.
Applies across IDFC FIRST Bank's cards
Source: Business Standard
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CutIDFC FIRST Bank· since 18 January 2026
IDFC FIRST lifetime-free cards now earn per ₹200 instead of ₹150
Classic, Select and Wealth cards now earn reward points per ₹200 spent instead of per ₹150, about a 25% cut. No points are earned in a cycle where the minimum due is missed, and FASTag and railway spends earn only 1X.
Cards: IDFC FIRST Classic, IDFC FIRST Select, IDFC FIRST Wealth
Source: Upstox News
Live offers for this card
- AmazonIDFC FIRST Bank· until 30 September 2026
10% off up to ₹3,250 on ₹10,000+ · card EMI only
10% instant discount up to ₹3,250 on IDFC FIRST Credit Card EMI
Offer terms · verified 23 Sept 2026
- EaseMyTripIDFC FIRST Bank· until 30 September 2026
12% off up to ₹2,000 on ₹3,500+ · card EMI only
12% off domestic flights with IDFC FIRST credit card EMI · Code IDFC3EMI
Offer terms · verified 24 Sept 2026
- EaseMyTripIDFC FIRST Bank· until 30 September 2026
10% off up to ₹6,000 on ₹10,000+ · card EMI only
10% off international flights with IDFC FIRST credit card EMI · Code IDFC3EMI
Offer terms · verified 24 Sept 2026