Cardfare / Cards / IDFC FIRST Classic

IDFC FIRST Bank

IDFC FIRST Classic: rewards, caps and changes

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Recent changes

• BetterIDFC FIRST Bank· since 9 September 2026

  IDFC FIRST removes forex markup on all credit cards

  All IDFC FIRST credit cards, existing and new, now carry zero forex markup with no spend condition or upgrade needed. Reports conflict on whether most cards stop earning points on international spends from 26 October 2026; the bank's 18 September release said rewards continue as per each card's features.

  Applies across IDFC FIRST Bank's cards

  Source: Business Standard

• CutIDFC FIRST Bank· since 18 January 2026

  IDFC FIRST lifetime-free cards now earn per ₹200 instead of ₹150

  Classic, Select and Wealth cards now earn reward points per ₹200 spent instead of per ₹150, about a 25% cut. No points are earned in a cycle where the minimum due is missed, and FASTag and railway spends earn only 1X.

  Cards: IDFC FIRST Classic, IDFC FIRST Select, IDFC FIRST Wealth

  Source: Upstox News

Live offers for this card

• EaseMyTripIDFC FIRST Bank· until 31 December 2026

  12% off up to ₹1,800 on ₹3,500+ · card EMI only

  12% off domestic flights with IDFC FIRST credit card EMI · Code IDFCEMI

  Offer terms · verified 8 Nov 2026

• EaseMyTripIDFC FIRST Bank· until 31 December 2026

  10% off up to ₹6,000 on ₹10,000+ · card EMI only

  10% off international flights with IDFC FIRST credit card EMI · Code IDFCEMI

  Offer terms · verified 8 Nov 2026