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Cardfare / What changed / BOBCARD adds 1% fees on education apps, tolls and large rail bookings

New feeBank of Baroda

BOBCARD adds 1% fees on education apps, tolls and large rail bookings

BOBCARD charges 1% on education payments made through third-party apps (up to ₹5,000), on toll and bus transactions of ₹5,000 or more, and on railway bookings of ₹30,000 or more. Telecom bill payments started earning base reward points on all variants.

In effect since1 April 2026
Announced7 March 2026
Logged23 September 2026
After1% on education via apps, tolls/bus ≥₹5,000, rail ≥₹30,000

Cards affected

Applies across Bank of Baroda's credit cards.

Source

From 1 April 2026, spends on Telecom services (MCC 4814) will start earning core reward points across all BOBCARD variants.

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