Cardfare / What changed / BOBCARD raises finance charges and ends accidental death cover
BOBCARD raises finance charges and ends accidental death cover
Finance charges on Eterna, Eterna (FD) and Tiara rose to 3.75% a month from 3.25%, HPCL card fuel benefits now apply only at listed outlets, and complimentary air/non-air accidental death cover was withdrawn. Existing eligible cards kept the cover only until 25 August 2026.
Source
Finance charges, which are being raised to 3.75% a month from 3.25% currently.
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More from Bank of Baroda
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UpcomingCutBank of Baroda· from 1 October 2026
BOBCARD Eterna and Tiara lounges need ₹75,000 quarterly spend
Unlimited domestic lounge access on Eterna, Eterna (FD), Tiara and Varunah Premium will need ₹75,000 of spend in the previous calendar quarter, up from ₹40,000. BOBCARD's addendum moved this from 15 July to 1 October 2026; spend from July to September counts for October–December access.
Source: BOBCARD – revision in charges and benefits (addendum, 16 Jun 2026)
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New feeBank of Baroda· since 1 April 2026
BOBCARD adds 1% fees on education apps, tolls and large rail bookings
BOBCARD charges 1% on education payments made through third-party apps (up to ₹5,000), on toll and bus transactions of ₹5,000 or more, and on railway bookings of ₹30,000 or more. Telecom bill payments started earning base reward points on all variants.
Applies across Bank of Baroda's cards
Source: SaveSage