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Cardfare / What changed / HDFC raises DCC markup to 1.75% and adds a card re-issue fee

New feeHDFC Bank

HDFC raises DCC markup to 1.75% and adds a card re-issue fee

HDFC revised the dynamic currency conversion markup to 1.75% on rupee-billed international transactions. Replacing a lost, stolen or damaged card now costs ₹199, or ₹3,500 for metal cards.

In effect since15 May 2026
Announced6 April 2026
Logged23 September 2026
AfterDCC 1.75%; re-issue ₹199 (₹3,500 metal)

Cards affected

HDFC Regalia Gold

Source

The Dynamic Currency Conversion (DCC) markup fee will be revised to 1.75% on each International transaction carried out in Indian currency at an international location

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