Cardfare / What changed / HDFC points cards move to per-₹200 earning; Regalia Gold now 5 per ₹200
HDFC points cards move to per-₹200 earning; Regalia Gold now 5 per ₹200
Most HDFC reward-point cards now earn per ₹200 instead of per ₹150; Regalia Gold goes to 5 points per ₹200 (from 4 per ₹150) and Diners Club Privilege to 4 per ₹200. Infinia, Diners Black and cashback cards such as Millennia, Swiggy and Tata Neu are unchanged.
Cards affected
Source
There is no change to the Reward Points accrual for Infinia Metal / Infinia, Diners Black Metal / Diners Black, BizBlack.
Live From A Lounge · Bank notice
Cardfare summarises public announcements. The bank's current terms are final. Spotted a mistake? Tell us.
More from HDFC Bank
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Benefit changeHDFC Bank· since 18 August 2026
HDFC phasing out Swiggy card; holders move to Swiggy BLCK or Ornge
HDFC is migrating Swiggy HDFC cardholders in phases to Swiggy BLCK (10% on Swiggy, ₹1,000 annual fee) or Swiggy Ornge (5% on Swiggy, lifetime free for existing holders). Those who don't choose are moved to Ornge after at least 30 days' notice, and autopay mandates must be set up again.
Cards: Swiggy HDFC Bank
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CutHDFC Bank· since 1 July 2026
HDFC caps SmartBuy voucher bonus points at 3,000 a month
Accelerated points on brand vouchers bought through SmartBuy (GyFTR or Woohoo) are now capped at 3,000 a month. On Infinia this sits inside the unchanged 15,000-point monthly SmartBuy accelerated cap.
Cards: HDFC Infinia Metal Edition, HDFC Diners Club Black Metal
Source: Live From A Lounge
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CutHDFC Bank· since 1 July 2026
HDFC Regalia Gold and Diners Privilege lounges need ₹60,000 quarterly spend
Regalia Gold now gives 3 domestic lounge visits a quarter, and Diners Club Privilege 2 domestic + 1 international, only after ₹60,000 of spend in the previous calendar quarter. BizPower's domestic visits drop from 16 to 8 a year, and Regalia Gold gains a Boarding Edge travel-perks programme.
Cards: HDFC Regalia Gold
Source: CardExpert
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New feeHDFC Bank· since 15 May 2026
HDFC raises DCC markup to 1.75% and adds a card re-issue fee
HDFC revised the dynamic currency conversion markup to 1.75% on rupee-billed international transactions. Replacing a lost, stolen or damaged card now costs ₹199, or ₹3,500 for metal cards.
Cards: HDFC Regalia Gold
Source: HDFC Bank – cardholder notice