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Cardfare / What changed / HDFC caps reward points on insurance and ends points on skill-gaming

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HDFC caps reward points on insurance and ends points on skill-gaming

Reward points on insurance payments are now capped each month at 10,000 on Infinia, 5,000 on Diners Black variants and 2,000 on most other cards. Online skill-gaming spends no longer earn reward points or CashPoints.

Reported by Upstox News. HDFC Bank hasn't published this on its own site yet, so treat it as unconfirmed.

In effect since1 July 2025
Announced30 May 2025
Logged23 September 2026
BeforeNo monthly cap on insurance points; gaming earned points
AfterInsurance points capped (2,000–10,000/month); no points on gaming

Cards affected

Applies across HDFC Bank's credit cards.

Source

Starting from July 1, cardholders will not receive any reward points for online skill-based gaming transactions.

Upstox News

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