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Cardfare / What changed / HDFC adds 1% fee on wallet loads and skill-gaming, raises fee cap to ₹4,999

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HDFC adds 1% fee on wallet loads and skill-gaming, raises fee cap to ₹4,999

HDFC began charging 1% on wallet loads (excluding PayZapp) and online skill-gaming once either exceeds ₹10,000 in a calendar month. Its existing 1% fees on rent, fuel, education (via third-party apps) and utilities (above ₹50,000 a month, ₹75,000 for business cards) are now capped at ₹4,999.

Reported by Business Standard. HDFC Bank hasn't published this on its own site yet, so treat it as unconfirmed.

In effect since1 July 2025
Announced30 May 2025
Logged23 September 2026
BeforeNo fee on wallet loads or skill-gaming
After1% above ₹10,000/month; category fees capped at ₹4,999

Cards affected

Applies across HDFC Bank's credit cards.

Source

Rent: 1 per cent fee continues, capped at Rs 4,999.

Business Standard

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