Cardfare / What changed / HSBC Live+ extends 10% cashback to shopping and utilities, cap ₹1,200
BetterHSBC India
HSBC Live+ extends 10% cashback to shopping and utilities, cap ₹1,200
The 10% cashback now also covers shopping and utility bills, the shared monthly cap rose to ₹1,200 from ₹1,000, the forex markup fell to 1.99% and an international lounge visit was added. Domestic lounge visits fell from 4 to 2 a year and international spends no longer earn 1.5% cashback.
In effect since26 July 2026
Announced26 June 2026
Logged23 September 2026
Before10% on dining, food delivery, grocery; ₹1,000 cap; 3.5% forex
After10% also on shopping and utilities; ₹1,200 cap; 1.99% forex
Cards affected
Source
Shopping and utility bill payments will also qualify for the 10% cashback programme, dramatically increasing the usefulness of the card for everyday spending.
Live From A Lounge · Bank notice
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