Cardfare / Best card by merchant / Amazon
Best credit card for Amazon
Cards ranked by what a typical ₹1,500 order on Amazon earns back, using conservative point values. Caps and exclusions are shown next to each rate.
| # | Card | Back on ₹1,500 | Rate | Conditions |
|---|---|---|---|---|
| 1 | CASHBACK SBI Card | ≈ ₹75 | 5% cashback on online spends (no merchant restriction) | Online cashback capped at ₹2,000 per statement cycle (from 1 Apr 2026; ₹4,000 combined with the offline cap) Terms |
| 2 | HDFC Millennia | ≈ ₹75 | 5% CashBack at the 10 partner merchants (Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato), non-EMI; capped at 1,000 CashPoints per calendar month | 5% partner-merchant CashBack capped at 1,000 CashPoints per calendar month Terms |
| 3 | Swiggy HDFC Bank | ≈ ₹75 | 5% cashback on eligible online categories (electronics, department/discount stores e.g. Amazon/Flipkart, home décor, pharmacies, pet, personal care), capped at ₹1,500 per billing cycle | 5% online cashback capped at ₹1,500 per billing cycle Terms |
| 4 | ICICI Bank Amazon Pay Credit Card | ≈ ₹45 | 3% on Amazon.in without Amazon Prime (excluding Gold Coins) | With Amazon Prime member: 5% on Amazon.in for Amazon Prime members (excluding Gold Coins) Terms |
| 5 | HORIZON Credit Card | ≈ ₹30 | 2 EDGE Miles per ₹100 on other eligible spends | — Terms |
| 6 | Scapia Axis Bank Credit Card | ≈ ₹30 | 10 Scapia Coins per ₹100 (10% rewards = 2% value) on eligible spends of ₹20+ on the Scapia Mastercard, uncapped | — Terms |
| 7 | Axis Bank Atlas Credit Card | ≈ ₹30 | 2 EDGE Miles per ₹100 on other eligible spends | — Terms |
| 8 | HDFC Infinia Metal Edition | ≈ ₹25 | 5 Reward Points per ₹150 on retail spends (incl. insurance, utilities, education) | Maximum 2,00,000 Reward Points earnable per statement cycle Terms |
Live bank offers on Amazon
- AmazonHDFC Bank· until 30 September 2026
₹1,250 off on ₹15,000+ · card EMI only
Flat ₹1,250-₹1,750 off on HDFC Credit Card EMI (6m+) on ₹15,000+
Offer terms · verified 23 Sept 2026
- AmazonHDFC Bank· until 30 September 2026
₹3,000 off on ₹50,000+ · card EMI only
Flat ₹3,000-₹4,000 off on HDFC Credit Card EMI (6m+) on ₹50,000+
Offer terms · verified 23 Sept 2026
- AmazonKotak Mahindra Bank· until 30 September 2026
7.5% off up to ₹2,000 on ₹10,000+ · card EMI only
7.5% instant discount up to ₹2,000 on Kotak Credit Card EMI
Offer terms · verified 23 Sept 2026
- AmazonIDFC FIRST Bank· until 30 September 2026
10% off up to ₹3,250 on ₹10,000+ · card EMI only
10% instant discount up to ₹3,250 on IDFC FIRST Credit Card EMI
Offer terms · verified 23 Sept 2026
- AmazonICICI Bank· until 30 September 2026
10% off up to ₹4,750 on ₹7,490+ · card EMI only
10% instant discount up to ₹4,750 on Amazon Pay ICICI Card EMI (6m+)
Offer terms · verified 23 Sept 2026
- AmazonFederal Bank / OneCard· until 30 September 2026
5% off up to ₹4,500 on ₹10,000+ · card EMI only
5% instant discount up to ₹4,500 on Scapia Federal Bank Credit Card EMI
Offer terms · verified 23 Sept 2026
- AmazonHSBC India· until 31 October 2026
7.5% off up to ₹1,000 on ₹4,990+ · card EMI only
7.5% instant discount up to ₹1,000 on HSBC Credit Card Instant EMI
Offer terms · verified 23 Sept 2026
Ranking uses the bank's published rates only and never depends on any commission. Merchant category codes can differ by payment method (UPI vs card), which can change what a card earns.