Cardfare / Best card by merchant / Tanishq
Best credit card for Tanishq
Cards ranked by what a typical ₹25,000 order on Tanishq earns back, using conservative point values. Caps and exclusions are shown next to each rate.
| # | Card | Back on ₹25,000 | Rate | Conditions |
|---|---|---|---|---|
| 1 | Tata Neu Infinity HDFC Bank | ≈ ₹1,250 | 5% NeuCoins on Tanishq (partner Tata brand, non-EMI, card in-store payment) | — Terms |
| 2 | Tata Neu Infinity SBI Card | ≈ ₹1,250 | 5% NeuCoins on Tanishq (partner Tata brand; jewellery is not in this card's exclusion list) | — Terms |
| 3 | HORIZON Credit Card | ≈ ₹500 | 2 EDGE Miles per ₹100 on other eligible spends | — Terms |
| 4 | HDFC Infinia Metal Edition | ≈ ₹415 | 5 Reward Points per ₹150 on retail spends (incl. insurance, utilities, education) | Maximum 2,00,000 Reward Points earnable per statement cycle Terms |
| 5 | HDFC Diners Club Black Metal | ≈ ₹415 | 5 Reward Points per ₹150 on retail spends | Maximum 75,000 Reward Points earnable per statement cycle Terms |
| 6 | HDFC Regalia Gold | ≈ ₹406 | 5 Reward Points per ₹200 on retail spends (revised from 4 RP/₹150 effective 15 May 2026) | Maximum 50,000 Reward Points earnable per statement cycle (fair usage) Terms |
| 7 | HSBC Premier Metal | ≈ ₹375 | 3 RP per ₹100 on jewellery; insurance/utilities/education/government/tax/wallet/jewellery/real-estate spends share a ₹1 lakh monthly earning cap (third-party figure) | Reward points on insurance, utilities, education, government, tax, wallet, jewellery and real-estate spends up to ₹1 lakh per month combined (third-party figure) Terms |
| 8 | HDFC Millennia | ≈ ₹250 | 1% CashBack (as CashPoints) on other spends, capped at 1,000 CashPoints per calendar month | 1% CashBack capped at 1,000 CashPoints per calendar month Terms |
Ranking uses the bank's published rates only and never depends on any commission. Merchant category codes can differ by payment method (UPI vs card), which can change what a card earns.