Cardfare / Best card by merchant / Jio
Best credit card for Jio
Cards ranked by what a typical ₹700 order on Jio earns back, using conservative point values. Caps and exclusions are shown next to each rate.
| # | Card | Back on ₹700 | Rate | Conditions |
|---|---|---|---|---|
| 1 | Tata Neu Infinity HDFC Bank | ≈ ₹11 | 1.5% NeuCoins on non-Tata-brand, non-UPI spends (and merchant EMI) | Maximum 50,000 NeuCoins per statement cycle on categories without their own fair-usage cap Terms |
| 2 | HSBC Live+ | ≈ ₹11 | 1.5% unlimited cashback on most other domestic spends | — Terms |
| 3 | Tata Neu Infinity SBI Card | ≈ ₹11 | 1.5% NeuCoins on telecom and cable, capped at 2,000 NeuCoins per month | Telecom and cable NeuCoins capped at 2,000 per month Terms |
| 4 | HSBC Premier Metal | ≈ ₹11 | 3 Reward Points per ₹100 on all eligible spends, including international | — Terms |
| 5 | HDFC Infinia Metal Edition | ≈ ₹10 | 5 RP per ₹150 on telecom, capped at 2,000 RP per month (from 1 Sep 2024) | Telecom Reward Points capped at 2,000 per month Terms |
| 6 | HDFC Diners Club Black Metal | ≈ ₹10 | 5 RP per ₹150 on telecom, capped at 2,000 RP per month | Telecom Reward Points capped at 2,000 per month Terms |
| 7 | HDFC Regalia Gold | ≈ ₹10 | 5 RP per ₹200 on telecom, capped at 2,000 RP per calendar month | Telecom Reward Points capped at 2,000 per calendar month Terms |
| 8 | SimplyCLICK SBI Card | ≈ ₹9 | 5X (5 RP per ₹100) on other online spends, capped at 10,000 RP per calendar month | 5X online points capped at 10,000 RP per calendar month; after that, online spends earn 1 RP per ₹100 Terms |
Ranking uses the bank's published rates only and never depends on any commission. Merchant category codes can differ by payment method (UPI vs card), which can change what a card earns.