Cardfare / Best card by merchant / Myntra
Best credit card for Myntra
Cards ranked by what a typical ₹1,800 order on Myntra earns back, using conservative point values. Caps and exclusions are shown next to each rate.
| # | Card | Back on ₹1,800 | Rate | Conditions |
|---|---|---|---|---|
| 1 | HSBC Live+ | ≈ ₹180 | Myntra 10% until 31 Oct 2026 (launch offer), then 1.5% | 10% cashback capped at ₹1,200 a month across dining, food delivery, grocery, shopping and utilities Terms |
| 2 | HDFC Regalia Gold | ≈ ₹146 | 5X Reward Points (25 RP per ₹200) at Myntra, Nykaa, Reliance Digital, Marks & Spencer; bonus capped at 5,000 RP/month across the four brands; min ₹200 per transaction | 5X brand bonus capped at 5,000 RP per month across Myntra/Nykaa/Reliance Digital/M&S; base 5 RP/₹200 continues uncapped beyond this (Cardfare applies the cap to the whole rule, so it slightly understates earn after the cap) Terms |
| 3 | FLIPKART AXIS BANK Credit Card | ≈ ₹135 | 7.5% cashback on Myntra (max ₹4,000 per statement quarter) | Myntra cashback capped at ₹4,000 per statement quarter Terms |
| 4 | Flipkart SBI Card | ≈ ₹135 | 7.5% cashback on Myntra, capped at ₹4,000 per quarter | Myntra 7.5% cashback capped at ₹4,000 per quarter Terms |
| 5 | CASHBACK SBI Card | ≈ ₹90 | 5% cashback on online spends (no merchant restriction) | Online cashback capped at ₹2,000 per statement cycle (from 1 Apr 2026; ₹4,000 combined with the offline cap) Terms |
| 6 | HDFC Millennia | ≈ ₹90 | 5% CashBack at the 10 partner merchants (Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato), non-EMI; capped at 1,000 CashPoints per calendar month | 5% partner-merchant CashBack capped at 1,000 CashPoints per calendar month Terms |
| 7 | Swiggy HDFC Bank | ≈ ₹90 | 5% cashback on online apparel (e.g. Myntra, Ajio), shares the ₹1,500 per billing cycle 5% cap | 5% online cashback capped at ₹1,500 per billing cycle Terms |
| 8 | SimplyCLICK SBI Card | ≈ ₹45 | 10X (10 RP per ₹100) on Myntra online | 10X partner points capped at 10,000 RP per calendar month (THIRD-PARTY: not stated in the current official T&C) Terms |
Ranking uses the bank's published rates only and never depends on any commission. Merchant category codes can differ by payment method (UPI vs card), which can change what a card earns.