Cardfare / What changed / Bank of Baroda
Bank of Baroda credit card changes: rewards, fees and benefits
Every reward cut, new fee and benefit change we can source, dated and linked to where it was announced. Changes to cards in your wallet are highlighted on this device.
Coming up
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UpcomingCutBank of Baroda· from 1 October 2026
BOBCARD Eterna and Tiara lounges need ₹75,000 quarterly spend
Unlimited domestic lounge access on Eterna, Eterna (FD), Tiara and Varunah Premium will need ₹75,000 of spend in the previous calendar quarter, up from ₹40,000. BOBCARD's addendum moved this from 15 July to 1 October 2026; spend from July to September counts for October–December access.
Source: BOBCARD – revision in charges and benefits (addendum, 16 Jun 2026)
July 2026
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New feeBank of Baroda· since 15 July 2026
BOBCARD raises finance charges and ends accidental death cover
Finance charges on Eterna, Eterna (FD) and Tiara rose to 3.75% a month from 3.25%, HPCL card fuel benefits now apply only at listed outlets, and complimentary air/non-air accidental death cover was withdrawn. Existing eligible cards kept the cover only until 25 August 2026.
Source: LivemintMoney
April 2026
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New feeBank of Baroda· since 1 April 2026
BOBCARD adds 1% fees on education apps, tolls and large rail bookings
BOBCARD charges 1% on education payments made through third-party apps (up to ₹5,000), on toll and bus transactions of ₹5,000 or more, and on railway bookings of ₹30,000 or more. Telecom bill payments started earning base reward points on all variants.
Applies across Bank of Baroda's cards
Source: SaveSage