Cardfare / What changed / HSBC
HSBC credit card changes: rewards, fees and benefits
Every reward cut, new fee and benefit change we can source, dated and linked to where it was announced. Changes to cards in your wallet are highlighted on this device.
July 2026
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BetterHSBC India· since 26 July 2026
HSBC Live+ extends 10% cashback to shopping and utilities, cap ₹1,200
The 10% cashback now also covers shopping and utility bills, the shared monthly cap rose to ₹1,200 from ₹1,000, the forex markup fell to 1.99% and an international lounge visit was added. Domestic lounge visits fell from 4 to 2 a year and international spends no longer earn 1.5% cashback.
Cards: HSBC Live+
Source: Live From A Lounge